Returns & Trading

Stock CAGR Calculator

Calculate the compound annual growth rate of a stock investment over multiple years.

Aequimetra calculator

Enter your values

Returns & Trading
Compound annual growth rate
Enter values and calculate to see an interpretation.
Total return
Growth multiple
Value change
Advertisement placeholder

Understand this calculation

CAGR expresses the constant annual compounded rate that would connect a beginning value to an ending value over a specified number of years.

Formula

CAGR = (Ending Value ÷ Beginning Value)^(1 ÷ Years) − 1

Worked example

Growing from $1,000 to $1,610.51 over five years corresponds to a CAGR of approximately 10%.

How to interpret the result

CAGR is useful for comparing investments held for different lengths of time, but it smooths the path and does not show volatility.

Assumptions & limitations

The calculation assumes a positive beginning value and does not account for intermediate cash flows unless those are already reflected in the values.

Practical context

When this calculator is useful

CAGR is useful when an investment has been held for more than one year and you want a single annualized growth rate that connects the beginning and ending values. It makes investments with different holding periods easier to compare.

How investors commonly use it

Investors use CAGR to summarize long-term growth in share price, portfolio value, revenue, earnings or dividends. It is often paired with total return and volatility because the same CAGR can arise from very different paths.

What CAGR does not tell you

CAGR smooths the entire period into one constant annual rate. It hides drawdowns, volatility, interim cash flows and the sequence of returns, so it should not be read as the return actually earned in each individual year.

Advertisement placeholder

Related calculators